Yes, You Can Use Your Credit Card to Buy a Gift Card on Perks

Student Tips
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September 9, 2026
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SUBTV Perks Team

Yes, You Can Use Your Credit Card to Buy a Gift Card on Perks

Here’s something you might not know: you can use your credit card to buy discounted gift cards on SUBTV Perks.

So if you’re already planning to put your weekly shop, new trainers, takeaway or next trip on your credit card, check Perks first.

You could get the same spend for less, and double up on the benefits by using a rewards credit card.

How does it work?

It’s simple.

Let’s say you’re about to spend £100 with a brand available on Perks.

Instead of paying the retailer £100 directly:

  1. Check Perks to see if there’s a discounted gift card available.
  2. Buy the gift card using your credit card.
  3. Use the gift card to pay for your purchase.
  4. Enjoy the saving.

If there’s 5% off a £100 gift card, for example, you’ll pay just £95 for £100 to spend.

Same £100 purchase. £5 saved.

Use the card. Get the discount.

Using Perks doesn’t mean you have to stop using your credit card as your preferred way to pay.

You can use your credit card to purchase eligible gift cards through Perks and then use the gift card when you shop with the brand.

It adds one quick step before you spend and could save you money every time you shop.

Just remember that credit card providers have their own terms and conditions, including how gift card purchases are treated for things like rewards, cashback, points and purchase protection. These can vary between providers, so check your card’s terms if you’re unsure.

Before you spend, check Perks

The real trick is getting into the habit.

Doing the food shop? Check Perks.

Ordering dinner? Check Perks.

Buying something new? Check Perks.

Booking a trip? Check Perks.

If you were going to spend the money anyway, it takes seconds to see whether you could buy a discounted gift card first.

Those £2, £5 and £10 savings can add up quickly across a term without waiting for a sale, hunting for a discount code or changing where you normally shop.

Full price is cancelled.

Open SUBTV Perks before your next purchase, check for a discounted gift card and make your money go further.

Terms and conditions apply. Gift card availability, discount rates and accepted payment methods may vary. Credit card rewards, cashback, points and purchase protections are subject to the terms and conditions of your individual card provider.

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